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[Disclosure #2] How to share your salary.. without sharing your salary (selective disclosure)
·3 min
Today for "Disclosure #2" : -- There is a strange ritual embedded in modern finance. You apply for a loan, rent an apartment, request a credit card, or try to access a financial product. And almost immediately, someone asks for proof of income. What they often receive is far more than they need: a payslip, a tax return, a bank statement, sometimes several months of transaction history. In order to answer one narrow question “can this person afford this?”, we routinely disclose an entire financial biography. Your employer. Your exact salary. Your account balances. Potentially your spending habits. Sometimes information about other people in your household. All of that, just to establish a simple fact. This episode is about a different model: how to share your salary without sharing your salary. The underlying idea is called selective disclosure. Rather than handing over the complete document, you provide only the specific proof required for the decision at hand. [ Learn more in the episode ] -- The podcasts are authored, edited and produced by Raph Grieco ( raphael-grieco.com | olivecapital.vc ).
